Q: Do I need separate coverage?
A: Yes, most Homeowners policies have both dollar and coverage limitations. For example, most have a $2,500 limitation and will not cover items that are lost
or are missing due to mysterious disappearance. Settling a loss is easy and the policy deductible does not apply.
Q: How do I add items to my policy?
A: It is easy; normally a receipt or appraisal is all that is needed. Items can be added at any time.
Q: What type of articles require separate coverage?
A: Jewelry, Fine Arts, Silverware, Furs, Camera Equipment, Musical Instruments, Stamp collections, and Guns.