While business owner policies (BOPs) do pretty commonly include coverage for property, usually this property coverage pertains only to the physical structure of your business. Usually with a BOP, your business’ structure gets protection from events of “peril” (such as damages owing to weather events) and causes of loss (like Robbery). But what protection is there for your office furniture? For the computers inside your building? Or for expensive equipment on your company’s property? If a large outdoor sign is destroyed, who will pay for it to be replaced?
These questions can usually be answered with the right kind of Commercial Property Insurance policy. A standard Commercial Property Insurance policy fills in the kind of property coverage gaps that are left by a BOP. Our qualified insurance agents can craft a Commercial Property Insurance line to provide protection for your business property related to:
- Structure (building) of your business
- Lost inventory
- Outdoor Signs
- Business Income Insurance
- Damage to the property of others
- And more…
Commercial Property Insurance can almost always be custom designed, which lets you get more coverage for the things your business really needs to be guarded against, while also letting you cut some costs in areas where you may not need as much support.
Are you thinking that Commercial Property Insurance isn’t right for your company? Take this into consideration: If the building housing your company suffers from a fire, leaving your inventory completely destroyed, can you say with confidence that your BOP will include enough coverage to finance the replacement costs? If a robber gets into your business and leaves with thousands of dollars in special equipment, are you sure that your BOP will keep your company’s finances from being dinged hard by replacement costs?
Give us a call today to discuss your needs, or get started on a free quote and more information on Commercial Property Insurance. Sampson Insurance is a business too, so we know that you need more than a cookie-cutter approach to providing comprehensive insurance coverage.