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General Liability

Does your business have enough liability coverage?

Your Business Owner’s Policy (BOP) may provide liability coverage, but if you are counting on that alone to protect yourself and your business, odds are you don’t actually have sufficient liability coverage. While your BOP does provide some liability coverage, it usually provides a very small limit that will not be enough to cover the typically high costs associated with lawsuits and similar risks facing your business.

Does your business qualify for general liability coverage?

Before you start looking around for liability insurance for your business, you need to know what “market” your company is a part of. Businesses that are a part of the “excess surplus market” (typically high risk jobs like siders, roofers need to carry excess liability insurance. A company that is part of the “standard market” (i.e. computer/web companies, legal firms) would be eligible for general liability insurance.

General liability insurance keeps your business guarded from a handful of different exposure areas. In most cases, one of our experienced professionals can tailor a unique policy for your business that entails different kinds and different amounts of coverage. A general liability policy often includes:

  • Claims from:
    • Bodily injury
    • Property Damage
  • Terrorism coverage
  • And more….

General Liability insurance keeps businesses safe from many areas of liability, but as a MA business owner, you should also take a look at adding specially designed liability insurance (such as errors & omissions coverage) if it suits your company’s needs.

Watch Sampson’s Bruce Thompson discuss general liability as part of business insurance coverage basics:

Contact Sampson Insurance for information on all of the business insurance lines we offer and get started on your free quote for Massachusetts general liability insurance today!

Contact Us:

Sampson Insurance Agency LLC
14 Franklin Street
Quincy, Massachusetts 02169
Fax: 781-682-9740

Office Hours: 8:30AM - 4:30PM



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